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Charges & Fees

As per Agreement Schedule- III Fees & Charges

Dishonour charges per clearing mandate - for car loan, Top Up loans, Loan against property 750
Prepayment interest on Principal outstanding* 5.21% + taxes
Issue of Duplicate copy of Agreement / Duplicate NOC / NOC for Duplicate Registration Certificate 750
Issue of Duplicate Security Deposite Receipt per Receipt 250
Cancellation of Contract (other than foreclosure and prepayment interest) at specific request of the Borrower and agree by the Lender 2000
Delayed Payment / Late Payment Charges / Compensation / Additional Finance Charges (Monthly) 0.03
Collection Charges for non PDC cases (per cheque) for non-payment on due date 500
PDC swap Charges 500 per swap
Repayment Schedule / Account Outstanding Break up statement 250
LPG / CNG NOC 2000
Statement of Account 500
NOC for Interstate Transfer 1000
NOC for Commercial to personal use 2000
NOC to convert from private to commercial 5000 (Subject to approval)
Legal / Collections / Incidental Charges At Actuals
Repossession Charges At Actuals + GST applicable.
Dishonour charges per clearing mandate - for Two Wheeler loans 450
New Car Loan (NC+PV) ROI * Upto 25%
Used Car Loan ROI *Upto 24%
Top Up on Car Loan ROI * Upto 25%
Loan Against Property ROI * Upto 17%
Dealer Finance / Whole Sale ROI * Upto 18%
Two Wheeler Loan ROI * Upto 32%
Top Up on Two wheeler loan * Upto 30%

* Disclaimer: Interest rate depend on various considerations such as profile of applicant, product segment, tenure, etc. Car loan offer is from Kotak Mahindra Prime Ltd, a subsidiary of Kotak Mahindra Bank Ltd. Loans available at select locations. Loan disbursement will be subject to complete documentation and credit approval at sole discretion of Kotak Mahindra Prime Ltd. and subject to guidelines issued by RBI from time to time. T&C apply

or as mentioned in the snction letter

Taxes as applicable from time to time.

KMP may engage the services of marketing agents for the purpose of sourcing loan assets

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