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Two Wheeler Loans

Owning a Two wheeler can be a simple, easy and reliable experience with Two Wheeler Finance from Kotak Mahindra Prime Limited (KMPL). KMPL may offer up to 100% funding of the On-Road price of the vehicle.*

Preferred segment Two Wheeler loans:-
  • Funding up to 100% on road price with a tenure range of 12 to 48 months*
  • Minimum loan amount is Rs. 25,000 *
  • Hassle-free processing
Loan processing time:-

Within 24 hours of completing documentation. Credit is at the sole discretion of KMPL.

Eligibility

Salaried Individuals

  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Minimum Income of Rs 15000 per month

Self Employed

  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Minimum employment: At least 1 year in business
    • Monthly average bank balance of Rs.5000
Document
Documents Salaried Concerns Self Employed Firm Proprietary Partnership Companies
KMPL App. Form duly filled by you Y Y Y Y Y
Latest Salary Slip showing statutory deductions Y - - - -
Bank statement for last 3 months Y Y Y Y Y
Proof of Residence (copy of electricity/ telephone bill) Y Y Y Y Y
Proof of identity (PAN Card, Voter ID, Driving license, Passport, Aadhar) Y Y Y Y Y
Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License/ Passport Y Y Y Y Y
Computation of Income for the last 1 years certified by CA - Y Y Y Y
Copies of Income Tax Returns for the last one year - Y Y Y Y
Partnership Deed - - - Y -
Letter of Authority - - - Y -
Shareholding pattern, BO, MOA and Board Resolution authorizing one director to execute the agreement - - - - Y
Photograph (one signed by the customer), Partner in case of partnership firm and Director in case of company Y Y Y Y Y
RC copy Y Y Y Y Y
Insurance Copy Y Y Y Y Y

* T&C
Loan amount and tenure subject to decision. Credit at sole discretion of KMPL.
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FAQs Expand All
What is the time taken to process my loan?

KMPL can give you loan within 24 hours upon completing documentation

What is the tenure of financing options?

At KMPL, we give you financing option from a minimum of 12 months and up to 48 months

Up to what amount does KMPL finance a two-wheeler?

KMPL finances up to 100%* of the On-road price of the vehicle

Which Two- Wheelers can be financed by KMPL?

KMPL finances almost all two-wheelers manufactured by India's leading automobile companies (except electric two-wheelers). We also finance imported bikes subject to fulfilment of certain terms and conditions and basis the credit discretion of KMPL.

Pre-approved loan*

Low ticket size loans

  • Loan amount up to Rs. 1.5 Lacs
  • Minimum documentation*
Preferred segment loan
  • Loan amount between Rs. 1.5 – Rs. 15 Lacs.*
  • Hassle-free processing
  • Funding up to 85% with maximum tenure of 60 months*
Approve you own loan*

For salaried employee

  • Monthly Installments Upto 40% of net salary*
  • Loan amount equals up to 2 times of your annual salary*
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